The renter's guide to guarantors
What a guarantor does, who can be one, and how to line one up before you apply.
A guarantor agrees to cover your rent if you can't pay. They're commonly required for students, first-time renters, or where income doesn't meet the affordability threshold on its own.
Lining up a suitable guarantor before you apply removes a common blocker and helps you secure a property faster.
Who can be a guarantor
Usually a UK homeowner or someone with sufficient income, often a parent or close family member.
What they agree to
To cover unpaid rent and sometimes damage, for the duration of the tenancy.
What they'll be asked
Guarantors are typically referenced too, including credit and affordability.
Prepare in advance
Confirm your guarantor and their documents before applying to move quickly.
Frequently asked questions
Do I always need a guarantor?
No. They're often required when income or rental history alone doesn't meet the landlord's criteria.
Who can act as a guarantor?
Usually someone with stable UK income or property, willing to be referenced and to sign the agreement.
Is a guarantor referenced?
Yes, typically with a credit and affordability check similar to the tenant's.
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